Send money as easily as sending a message
CowryPay is an AI-powered crypto payment app with wallets on Celo, Base, Ethereum, Solana, and Stellar. Send money to a bank account abroad, send USDC or USDT to another chain, or check your balance — just type what you want.
Supported Currencies
NGN
KES
UGX
TZS
MWKNGNKESUGXTZSMWKSupported Chains for Cross-Chain Send
Celo
BaseCeloBase10:23am
10:23am
10:24am
Live on Celo, Base, Ethereum, Solana & Stellar
Features
Everything you need to pay anyone, anywhere
Send Money Abroad
Send USDC or USDT straight to a bank account or mobile money wallet in Nigeria, Kenya, and more.
Talk to Pay
Just type or make a voice record of what you want — "Send $50 to a bank account in Nigeria". No forms, no manual entry, no complexity.
Cross-Chain Send
Move USDC between Celo, Base, and Solana right in the app — no bridge UI, no gas fees, no external wallet.
AI-Powered
An onchain AI agent, registered with Self Agent ID (ERC-8004), parses your intent and executes.
Always Confirm
No transaction ever executes without your explicit approval. You stay in control at every step.
Multi-Chain Wallets
A custodial wallet on Celo, Base, Ethereum, Solana, and Stellar — you never pay network fees, we cover them across every chain.
How it works
Three steps from zero to paid
Open CowryPay, create your account
Sign up in seconds — no forms, no manual entry.
Set your transaction PIN
You'll always be prompted to input your PIN before any transaction is executed.
CowryPay executes your payment
Your payment is executed in seconds.
Ready to try CowryPay?
Open CowryPay, grant Cowry AI access, and send your first payment in under a minute.
Get started, it's free →